MediCare

Your Trusted Guide to Smarter Medicare Choices

New to Original Medicare, Aging into Original Medicare, Lost your Health Insurance, On Medicare Parts A and B but have recently moved, or have a special enrollment period?






    MediCare

    Part A (Hospital Insurance)

    Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

    Part B (Medical Insurance)

    • Medicare Part B only covers visits that are preventative or medically necessary.
    • In-home medical care for ongoing conditions or recovery.
    • Essential medical equipment like wheelchairs, walkers, and nebulizers
    • Preventative care like immunizations, screenings, and wellness checks

    MediCare

    About MediCare
    Plan With In Reach

    Welcome to Plan With In Reach – MediCare, your dedicated navigator in the complex world of Medicare Plans. Our mission is straightforward: to empower you with clear information, enabling you to make informed decisions about your Medicare Plans Options.

    What We Do

    At Plan With In Reach - MediCare, we understand that navigating Medicare Plans could be daunting. That’s why we’ve developed a user-friendly platform where you can easily submit a form and request a call from a licensed insurance agent.

    Our Commitment

    Your trust is our top priority. We are dedicated to maintaining the highest levels of privacy and confidentiality regarding the information you share with us. Our team consistently keeps up-to-date with the latest Medicare Plans, ensuring that the guidance and options we offer are current and relevant to your needs.

    Join Us on Your Medicare Plan Journey

    Embarking on your Medicare Plan journey shouldn’t be a solitary experience. Let Plan With In Reach - Medicare be your ally in this journey, simplifying the process and guiding you towards a Medicare plan that fits your needs.

    Services

    Medicare Supplement

    Medicare Supplement Insurance

    Medicare Supplement Insurance plans, also known as Medigap Plans, are health insurance policies that help limit the amount you’ll pay for medical services once you are on Original Medicare. As you may know, both Medicare Part A and Medicare Part B have deductibles and other costs that you pay and don’t have an out-of-pocket maximum. Because of this, you will want to find a plan that works for you now and into the future.

    What’s the Purpose of Medicare Supplement Insurance?

    The purpose of Medicare Supplement Insurance, also known as Medigap, is to help fill in the gaps in coverage left by Original Medicare.

    Medicare Supplement Insurance is offered by private insurance companies and is designed to help cover these out-of-pocket costs. It works alongside Original Medicare, providing additional financial assistance to beneficiaries.

    What Does Medicare Supplement Cover?

    Your Medicare Supplement Insruance plan is generally only going to cover those services that Original Medicare covers . These are called Medicare-allowed or Medicare-covered charges. Most “medically necessary” services are covered by Original Medicare and would then be covered by the Medicare supplement Insurance plan.

    How Do You Enroll in Medicare Supplement?

    To Buy Medicare Supplement insurance plan, you must first enroll in Medicare Part A and Medicare Part B. If you only sign up for Medicare Part A when you turn 65, usually because you or your spouse are still working, then you will need to contact the Social Security Administration to enroll in Part B.

    Once you are enrolled in Medicare Part A and Medicare Part B, you can Buy Medicare Supplement Insurance plan. It’s important to know that in the first six months of Medicare Part B enrollment, you can purchase a Medicare Supplement plan without worrying about preexisting conditions or being accepted. This is called the guaranteed issue right period.

    Services

    Medicare Advantage

    Medicare Advantage Plan

    Medicare Advantage is available to any Medicare beneficiary enrolled in Medicare Part A and Part B with an eligible enrollment period. Almost all Medicare Advantage plans require you to use the plan’s network of physicians and hospitals to have costs fully covered.

    What Are the Medicare Advantage Network Types?

    Medicare Advantage plans are required to include in their network physicians from each of the various different medical specialties and hospitals in your area. There are several types of plans.

    PPO (Preferred Provider Organization) PPOs may offer physicians and hospitals but can be a more expensive option. They cover care by in- and out-of-network providers but May be at the higher cost to the plan member.

    Other Kinds of Plans

    Some beneficiaries have the option of Private Fee-for-Service (PFFS) plans, Medicare Medical Savings Accounts (MSA) plans and Health Maintenance Organization (HMO) plans.

     

    Who Is Eligible for Medicare Advantage?

    Any individual who is enrolled in Medicare Part A and Medicare Part B may opt for a Medicare Advantage plan that serves their geographic area. If you are receiving Social Security Disability (SSDI) benefits, you will be enrolled automatically in Original Medicare when you become eligible, usually after you have been receiving SSDI benefits for two years.